And you may ask yourself, “Well, how did I get here?”
And you may ask yourself, “Well, how did I get here?”
This is almost exactly the same as my experience as well. My premiums are pretty high (like $500/month out of my paycheck) but when the time comes for the procedures it’s usually not too bad. One caveat, we have not had any large medical expenses except for a relatively minor outpatient surgery that my wife needed last year, bill was over $1000 but the hospital had an interest-free payment plan that let us break it up over the next 12 months with no early payment penalty, so we took advantage of that.
As another poster pointed out, the big issue is the emotional and mental toll of trying to sort things out if the slightest little thing goes wrong. You basically have to do their job for them in that case and can be exhausting.
Edit to add: as you can see in this thread, people’s expenses can vary wildly depending on a lot of factors. For my plan, even if we don’t hit our caps, there is typically still a ‘discount’ and ‘allowed charge’ that the insurance has worked out with the providers, so we still didn’t have to pay the ‘full’ amount of that surgery even though we didn’t hit our deductible or out of pocket. We’ve also been to the ER a couple times for our 7-year old and it’s typically been about $600 a pop for each. It is insanely complicated and I barely understand it all but just thankful the plan my employer offers seems decent.
Thanks, I completely missed that lol 🤦♂️
I love this picture! Where did you find it?
If we could move to Iceland or Finland, we’d do it in a heartbeat.
My plan too in October 2025.
I wish my Windows work machine wouldn’t boot. Everything worked fine for us. :-(
We just watched it last year and I can’t believe I missed it the first go round. We were blown away.
That whole arc made me sad.
Really sorry to hear about your duck.
Been really into Hamish & Andy’s Gap Year series, just good fun to make you laugh. They’re all up on YouTube on the duo’s official channels.
Understanding in a Car Crash
Got sick of being sold to, when they got rid of third party apps I bailed.
Hmm maybe William Basinski? He kinda has droney stuff that fuzzes out and goes on for a long time with piano fragments and stuff. I find his stuff very relaxing personally.
Haha yes!
Licensed US Customs Broker, I help my clients navigate getting their goods imported through US Customs.
We have a Salvadoran restaurant near us (in Maryland, USA) and we love these!
Where did you get that gorgeous background?
The Harmonized Tariff System that helps standardize international trade and Customs. It’s part of my job, but I kind of love it and get really into the Explanatory Notes and CROSS rulings.
If we’re talking fun stuff, Star Trek starship classes.
Yep, same here. You can always tell when you cross into PA.
Gotta second the Miele. We have the C3 and it is fantastic. Our friend who is allergic to cats barely had any trouble when she comes over because of that vacuum, she even ended up buying one too.
They are expensive so hopefully you can find a used one. There are also places that will repair them, so you don’t need to trash them if something breaks.