• 2 Posts
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Joined 1 year ago
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Cake day: June 9th, 2023

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  • I can currently cover a $1000 expense, but if something else happens that costs that much I’ll have to use my credit card, and if a third thing happens I’m fucked.

    My relationship with money isn’t good (“not wise” might be a better term), and now that I know my parents as an adult, I understand that both of them are terrible with money. Do I blame them? I try not to, but sometimes that’s hard when I see how they continue to make poor $$ choices. My mom constantly made over 6 figures for a good portion of her later life, but now can’t work, and she has nothing but social security to live off of. Through the years she’s used up all her retirement and savings a few times on things like saving houses she eventually loses anyway.

    My dad just dropped the news that he owes 80k to the IRS because he’s been pulling from his retirement for years now to sustain his lifestyle in a high-cost area.

    Myself? I didn’t really get my shit together financially until I was in my mid 30s. Mostly my fault, though there were a few things that happened outside of my control that forced me to “start over” financially. That’s life.

    My relationship with money now is respectful. I take the time and care to slowly work my way through understanding what to do and how to do it. I only have one credit card and it’s a low amount, so it can’t get wildly out of control but it’s there if I need it.

    Right now I’ve got around 1.5k in savings (not including my 401/Roth). My plan is to save up to 10k for an emergency fund and then start to invest what I save up after that.

    I listen to a lot of Caleb Hammer on YouTube. It helps, haha.






  • It really should be contextual. Every family is different, and each familial relationship is different.

    I’ve heard him say children don’t owe their parents money just because they’re their parents, and I’d agree with that statement. The parents are the ones who decide to have the baby, how to raise them, etc, so i think it’s wrong if parents think they’re entitled to their children’s money.

    But that doesn’t mean a child should never help their parents out financially. Morally, if you love your parents and can swing it, I think the right thing to do is help your parents if they need it. But there’s a big difference between asking a child to help and feeling entitled to a child’s help.




  • My dream was the stereotypical actress one, but I never had the confidence to really go for it despite people telling me I’d do well.

    Honestly, I regretted not doing it for a span of time, but everything I’ve learned both about the industry and me as a person since then made me realize that it probably would have made me miserable, even if I’d “made it.”

    The price of fame, to me, wouldn’t have been worth it. The fakeness of Hollywood, the constant networking/having to deal with people who have a whole host of personality disorders that make them seek out that job, a life constantly being looked into, the persisting pedo problem, the Harvey Weinsteins, etc… I enjoy acting, it’s super fun, but I’m glad I went a different route.

    I’m a substation designer now.