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Joined 1 month ago
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Cake day: March 5th, 2025

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  • This is pretty much what I do. I get cash back and have a very good credit score because of it. I usually pay it off completely every month. If for some reason I dont/cant I pay enough such that I do not have to pay interest. So yeah, free money! It doesn’t really make sense to use debit over credit (assuming you are financially responsible)








  • This does make me feel better. My wife keeps saying I need to hold babies to get over it (I suppose similar to your experience, hold it and realize it ain’t that bad). We’ll see how it goes. I don’t plan on having kids until I finish grad school though so I do have some time to prepare myself to face my fear: baby droppin. Thank you kind stranger for the words of wisdom