AI subscription?

Ideally, you set aside 3 to 6 months worth of your typical monthly spending to cover (some) emergencies and job loss, then invest everything else. 401(k) is still tax advantaged in the same way as an IRA, and you can typically do roth contributions to a 401(k) too. So there are benefits to going above your employer match.

But, you’re right that you don’t want to trap all of your money into a retirement account either. You’ll probably want to make large purchases like a car or house. In that case, you plan out a timeline and invest in less risky things depending on how far out you plan to purchase said thing.

The overall idea of “invest in index funds as much as possible” can be applied generally, but the amount that you contribute and in which types of accounts heavily depends on the individual.

I just wanted to point out that 401(k)s without employer matching are basically just IRAs with high yearly caps because it took me a few years to realize that, and I fancied myself financially literate. It can be a good idea to contribute more, so long as you don’t need the money elsewhere.

As best as you can, max out Roth IRA with an S&P 500 fund like VOO or a targeted date index fund. Also contribute to a 401(k) as much as possible.

The post is saying it’s difficult to discover lemmy without someone telling you about it. It’s not really about searching lemmy.

Lol, I’m not from Germany but I seriously doubt they’d fail you in a driving test because you put the car in neutral before you start it. That’s just ridiculous.

In that scenario, how do you get established borders in the first place?

To add to this, also research ETF and mutual fund fees! Sooooo many are more than willing to charge a “small” 1% fee that will cost you thousands of dollars or more. Others are bold and charge even more. Look for fees in the 0.01% - 0.03% range for your trusty index and targeted retirement funds. Some even have 0%, though those harder to come by.

Freeze your credit at all 3 major credit reporting agencies! Do it now, if you haven’t already. And don’t let them trick you into paying money to do it. It is 100% free everywhere.

It takes a few minutes and could save you lots and lots of time and money, since it makes opening new lines of credit in your name near impossible even if they know your SSN.

Groceries cost the same with or without a credit card. The store is paying the card every transaction, not the user. Annual fee cards need more scrutiny and are often not worth it unless you’re playing the travel points game (and what a game it is). No card in existence is worth it unless you pay it off in full every month.

They even have non-cashback/points perks that are worthwhile, like rental car/travel/phone insurance. My family has saved hundreds with free phone insurance from a card. My screen stopped working, and I got a new one for $30 from an authorized repair joint, which otherwise would have cost like $300.

So, yes, cards do give you free money so long as you don’t hold a balance.

I like Feeder as a free Android option

Not a documentary, not even close, but Joe Pera Talks With You.

If you’re worried about unauthorized access to the physical machine, you could always just do disk-level encryption instead or store the app’s data in something like a Veracrypt virtual disk. They’d still be able to access the data if they go through your OS/user, but wouldn’t pick anything up by accessing the drive directly.

Nothing short of E2EE can truly stop someone from accessing your data if they have physical access to the server, but disk encryption would require a targeted attack to break, and no host is wasting their time targeting your meme server. I seriously doubt they’d access it even if you had no encryption at all, since if they get caught doing that they’d get in a heap of legal trouble and lose a ton of business.

Who even uses the web editor on any git website though? For anything besides micro fixes for projects I don’t already have cloned, I find it easier to just update things locally and push.

Don’t even get me started on github rendering tabs as EIGHT spaces.

It’s not discontinued. Imo patching out ads in this case is pretty lame, since it’s just a single dev making a good product, but who am I to judge.

Podman is purposefully built to rely on systemd for running containers at startup. It ties in with the daemonless and rootless conventions. It’s also nice because systemd is already highly integrated with the rest of the OS, so doing things like making a container start up after a drive is mounted is trivial.

Podman has a command to generate systemd files for your containers, which you can then use immediately or make some minor tweaks to your liking.

I use podman for my homelab and enjoy it. I like the extra security and that it relies on standard linux systems like systemd and user permissions. It forces me to learn more about linux and things that apply to more than just podman. You can avoid a lot of trouble by running the containers as root and using network=host, but that takes away security and the fun of learning.

How can you tell it’s a filter vs actual film?

It works with movies you already own, so there’s no need to buy more just to test it out! It’s still not as convenient as some other… less legal… options, but it’s a step in the right direction.

Movies Anywhere is your friend here. Buy a movie from one store, watch it from any other store. Not sure how it works when one store shuts down, hopefully you keep it in all the other stores.