I wasn’t on reddit, but I did hear a lot of buzz about lemmy around that time, so I decided to check it out. It’s been one of the better places I’ve enjoyed for discussion.
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hark@lemmy.worldto Ask Lemmy@lemmy.world•Does it feel like there's less variety in grocery stores now?1·1 month agoI wouldn’t know. I shop at aldi, so the less variety is expected.
hark@lemmy.worldto Ask Lemmy@lemmy.world•What’s an unspoken rule that absolutely everyone should know, but most people clearly don’t?21·1 month agoOne could write a book on unspoken rules for tipping in the US. Do you tip on takeout? Do you tip baristas? Does it depend on the beverage? Do you tip if you sit down but bus your own table? What’s considered a good tip (and this is situation-dependent)? The only thing I can tell is if you’re worried about something happening to you, then 20% of the price is generally a safe amount.
hark@lemmy.worldto Ask Lemmy@lemmy.world•If all meat was banned except for insects, would you eat insects?315·1 month agoNo. Plenty of delicious plants to eat. There is no need to eat disgusting goo in shells.
No. I bought one but ended up continuing my practice of looking at the meat and then taking my chances.
I don’t know how you got that impression but perhaps you’re just interpreting my comments through green-tinted permabull lenses.
For something like a 401k, changing your allocations has no tax events. For the rest, most of your holdings will be long term and will qualify for a mere 15% or lower tax rate: https://www.bankrate.com/investing/long-term-capital-gains-tax/#what-is-the-long-term-capital-gains-tax-rate
I’m not arguing the market never comes back up, but there have been prolonged periods of time where markets do not recover to previous highs. After the great depression, the US stock market took about 30 years to recover to its previous high and continue growing (https://www.macrotrends.net/2324/sp-500-historical-chart-data). Similarly, it took Japan’s stock market 30 years to recover to its previous high (https://www.macrotrends.net/2593/nikkei-225-index-historical-chart-data) and it’s already on its way down.
The stock market does not represent economic reality. There are too many tricks with leverage in many forms, including derivatives, which distort the true value. Too much importance is placed on this glorified casino and for the past few decades, the go-to solution has been to pump money into the system at any sign of trouble. It’s not sustainable to keep feeding this beast for the sake of the ultrawealthy who own the vast majority of it.
A stock market crash does not necessarily mean a run on the banks. There was a run on the banks after the stock market crash of 1929 because banks were over-leveraged with loans used to pump the stock market. That same mistake is being made now, but the difference this time is the government guaranteeing deposits. There are other issues where the government may not be able to fulfill those guarantees, but at that point, is this fragile system worth keeping up? We can’t keep it up forever.
It’s not FUD to point out that infinite growth is not sustainable. On the flipside, the permanent optimism of claiming the line will always go up in the end and not taking into account the amount of time it can take for that to happen is irrational. The key as always is to diversify, but the makeup of that diversification can vary greatly and the stability of the stock market is not guaranteed.
I’ve definitely seen the endless liquidity and leverage pumped into the system, I just don’t think it’s sustainable.
This is the perfect mantra for getting scammed. It’ll always go back up, guaranteed! Just keep putting money in, you only lose if you take money out! Yes, it has worked so far, but past performance does not guarantee future results.
hark@lemmy.worldto Ask Lemmy@lemmy.world•What is the most unfriendliest country that you’ve visited?92·3 months agoWhat a chilly reception.
hark@lemmy.worldto Ask Lemmy@lemmy.world•Does it feel weird to anyone else watching American Streamers in this political climate?2·5 months agoNot weird at all. Not everything has to be political commentary. You could argue that politics has such a huge impact on our lives so it’s unavoidable, but the same is true of food and streamers don’t have to talk about food at all.
hark@lemmy.worldto Ask Lemmy@lemmy.world•What's something you enjoy eating that other people think is super weird?10·5 months agoI’ll eat almost anything so there are plenty of examples but I’ll pick one of my favorites: chicken hearts. They’re tasty and have a satisfying springiness to them! Organ meats in general get unfairly hated upon, I feel.
Like with anything else, getting good involves practice, practice, practice. You’ll encounter problems and you’ll learn to solve them as long as you keep up the curiosity and willingness to learn. If you keep asking the question “is there a better way of doing this?” you can keep improving.
hark@lemmy.worldto Ask Lemmy@lemmy.world•What app is so useless, you can't believe it costs money?26·6 months agoPer user licensing is nothing compared to the ridiculousness of per cpu licensing.
Aren’t all configs declarative?
Awesome! Now all I need to do is to stop being lazy and actually make a new game. Challenge level: impossible.
hark@lemmy.worldto Ask Lemmy@lemmy.world•How do you make proper "I am interested in you." eye contact?1·6 months agoIt’s all in the eyebrows.
This post is based on a false premise. These people aren’t unemployable, they’re being actively rejected so that the available labor pool remains sizeable and desperate. The automation hype is just that, hype. Just like the gig economy, it’s merely a way to devalue labor and exploit it while selling the idea as innovation. Some evidence: if automation was really going to make so many people unemployable, then why is the news freaking out over the declining birth rate? Surely if automation is going to take over so much work, we wouldn’t have to worry about who will take care of the elderly.