SagA* is as good as any other galactic center for intergalactic north too. There’s really no reason to pick a different one.

SagA*

It’s as good a place as any other.

SMS is fine for 2FA, as long as you can’t use it for anything else, like a password reset.

Once the SMS is used for account recovery, it’s now 1FA with a terrible security hole.

If you have complex, single use passwords, and have SMS 2FA, then it’s pretty ok. Not the best security, but at least better than a most.

Obviously offline time based passkeys are better for the 2FA, but typically the real problem is how to get into an account if you’ve lost one part of your login.

Whoa, really??? I guess I just assumed nothing changed in the last 5 years. I need to look into that.

Not the only use cases, but you’d need a different service if you need/want wildcard certs, certs that are manually installed and managed, or certs with a longer expiration.

It depends on how you want to think about it. I think Action Lab did the best short video explanation of how your perception of mirrors makes things look flipped.

https://www.youtube.com/watch?v=bDpWhg-hbHo

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Max has always been in the library.
Max will always be in the library.

You misspelled kilogram

Hey, that exactly describes me too!

Not always. There’s still a max annual out of pocket expense, which is what is covered by the FSA. A single event, or an illness or accident that only requires care for a single year or two, regardless of how expensive, would not deplete the FSA. It’s only a chronic condition that requires hitting the max out of pocket for multiple consecutive years that would start to deplete that buffer.

That’s all assuming that I can continue to work, and don’t have any other non-medical expenses during the recovery.

I know multiple small business owners who also have a regular corporate job JUST so they have insurance. The whole second job has nothing to do with salary, only health insurance.

Also, to be completely clear, I still hope that we end up with system that is much closer to the NHS. While the current system benefits me individually, I would much prefer a system that benefits EVERYONE, and I think it’s a disgrace that the US continues to have the system it does.

The only people it benefits are Insurance bigwigs and large employers that use the system to trap workers.

Going to make another post here, because I want to explain that American’s aren’t entirely irrational with our health care.

I spent time in the UK and the US, and I have to say that FOR ME, my personal, EXTREMELY privileged situation - The US healthcare system is better than the UK NHS. I say this knowing that if I lose my job, or I get a major illness, that could quickly change.

I pay a reasonable percentage of my paycheck for health insurance. I live in a mid sized town, in reasonable driving distance to several major cities, and the company I work is the single largest employer in the area, which means every doctor in this area is “in network” and I don’t have to do any extra paperwork for medical billing.

If I need an MRI for a sports injury, I can get it within a day or two. If I need a CT scan because something unusual comes up on a test, I can get it the same day. If I need surgery for just about any injury, it’ll be done within the week. If I need to talk to an expert, I can drive about 2 hours and get an appointment probably within a month (or less if it is an emergency.)

I will pay $0 additional out of pocket for any of the above… AGAIN, ASSUMING MY SITUATION DOES NOT CHANGE.

My employer, who spends quite a bit on this insurance, very much enjoys this setup. They are the reason that I have this insurance, and I will lose it if I quit.

It’s understandable, the people I work with get them mixed up all the time.

The nice thing about an FSA is that I don’t pay any extra for it. The bad thing is that if I cancel insurance with this company, or change jobs, I lose that built up money and need to start over.

An HSA stays with me, but it requires extra deposits, and more work on the back end to get reimbursed for expenses.

As part of our employment, our employer has negotiated that we pay $400 a month for my family to have insurance under these terms.

If I had a different employer, those terms could be wildly different. I would have no choice.

It is EXTREMELY complicated, and extremely different for everyone in the country, and depends heavily on how your employer sets up the benefits. This is a major benefit for large corporations, and a major burden for smaller businesses.

If you buy insurance through the private market, it is usually far more expensive, but often subsidized by the government, since you often only buy from the market if you are unemployed or low income.

I don’t contribute to the FSA, that’s an automatic part of my health insurance.

Some people contribute separately to an FSA or an HSA depending on their insurance, but that’s not an option for my situation.

WILDLY depends. And it is never simple.

If I break an arm, and I go to the hospital, and there’s not much that’s done aside from a cast, and some PT at the end, I pay $0.

Now, what does that mean?

We have had our insurance for a long time, and as we pay our monthly premiums, a little money goes into an account called an FSA. This pays some of the co-pay, deductibles, etc. in the background for us.

What happens if I get cancer and need to have some care for 7 years? Eventually that FSA runs out. Every insurance has a deductible that you pay before they start paying for everything. So we might have to pay $5k out of pocket annually and then insurance pays the rest.

What if I need to travel to another city to talk to a specialist? There might be airfare, hotels, food, etc. that we pay that is “part of the treatment” but not paid for by insurance.

What if I need medication? Might be $25 every trip to the pharmacy. Might be $300. Depends on the medication, how new it is, are there cheaper alternatives?

What if I get sick long enough where I lose my job? I might lose my insurance as well, and then have to apply for government assistance, that might make other medical bills different.

It really depends, non-violent felonies often get to sit free until a specified date to report to prison. They are usually allowed some time free to settle their affairs and prepare.

Heck, I personally know someone who only had to report to prison on the weekends, free during the week so they could work and keep their life from completely falling apart, but had to report every weekend to lockup.