An option for me to buy a house has come up very suddenly and it seemed like a good idea at first - but I look at a mortgage and think “that’s 15 years I’ll spend paying back, at absolute minimum. Probably more like 25 years” - how can I possibly plan that far in advance?
So, how did you feel about getting a mortgage and seeing such a serious commitment stretch so far into the future? I’m mainly talking about the emotional side of things rather than financial
There isn’t really much choice and people have been doing it for a long time including my parents so I just have to assume it’s part of adulthood and accept it and try not to let it hang over my head.
Unless you make a lot of money or have help, you will probably have a mortgage if you want a house.