Yeah I’m Australian, I have a free credit card I live off all my money goes into my offset loan against my house and at the end of a 45 day cycle I pay off the credit card and have never had to pay a dollar towards it.
Over the years though I have gotten free flights and cash back etc.
If you pay the entire statement balance every month then you don’t pay interest.
Yeah I’m Australian, I have a free credit card I live off all my money goes into my offset loan against my house and at the end of a 45 day cycle I pay off the credit card and have never had to pay a dollar towards it.
Over the years though I have gotten free flights and cash back etc.